“ Thanks for your post. I would also like to say that the first thing you will need to do is to see if you really need credit improvement. To do that you simply must get your hands on a copy of your credit file. That should really not be difficult, because the government makes it necessary that you are allowed to get one totally free copy of your own credit report every year. You just have to consult the right people today. You can either look into the website for the Federal Trade Commission or contact one of the leading credit agencies specifically. ”